Your Career in Germany
Opening a Blocked Account for Germany
A Key Requirement for International Medical Professionals
If you are planning to move to Germany as an international healthcare professional, one of the most important administrative steps may be opening a Blocked Account (Sperrkonto).
- As a job seeker
- During the professional recognition process
- While preparing for licensing examinations
- As a language course participant
- Or without a signed employment contract
If you are planning to move to Germany as an international healthcare professional, one of the most important administrative steps may be opening a Blocked Account (Sperrkonto).
A blocked account is a special type of bank account required for certain German visa categories.
You deposit a legally defined minimum amount before entering Germany. After arrival, a fixed monthly portion of that amount is released to you to cover living expenses.
This ensures that:
- You can sustain yourself financially
- You do not depend on public funds
- Your visa application meets official financial requirements
The required minimum amount is set by German authorities and may change annually.
In addition to financial proof, you may also need temporary health insurance coverage for the period before you sign your employment contract in Germany.
During this initial phase:
- You are not yet enrolled in statutory health insurance (GKV)
- You may still need proof of valid insurance for visa or residence purposes
- You must be covered from the day you enter Germany
For this transitional period, private health insurance solutions are typically used.
The insurance provided during this early phase is typically private insurance for temporary coverage.
Once you sign your employment contract in Germany, you will normally transition into statutory health insurance (GKV), which begins simultaneously with your work contract.
Why Is It Important for MEDJOB Candidates?
Many MEDJOB candidates travel to Germany before securing their first position or while still in the licensing or recognition phase.
- During language preparation
- While completing recognition requirements
- Before starting supervised professional work
- During the transition period before full employment
To simplify both the blocked account setup and the initial insurance requirement, MEDJOB cooperates with Fintiba, one of the leading providers of blocked accounts for international professionals coming to Germany.
- Optional private health insurance packages
- Coverage designed for the pre-employment phase
- Solutions aligned with visa requirements
- A fully digital application process
When opening your blocked account, you can include the appropriate insurance package directly during the ordering process.
More detailed information about available packages and coverage options can be accessed through our partner link.
As part of our strategic cooperation, you can open your blocked account directly through our partner
Important Note
MEDJOB (a project of ANSAL IPS) does not sell financial or insurance products and does not charge candidates any additional fees for this service.
All contracts are concluded directly with Fintiba and the respective insurance providers under their official terms and conditions.
Our goal is to guide you toward a reliable and recognized provider to ensure a smooth and secure start in Germany.
MEDJOB
Bridging Talent with Opportunity in the German Healthcare System
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